Buying a property is hugely exciting, nerve-wracking and stressful all rolled into one unique experience. However, it is often a big step forward in the buyer or buyers’ lives. Moving from rented or some form of shared accommodation to your very own home; your castle, for the first time is a feeling that is seldom matched.
Berkshire, within the beautiful Royal County of Berkshire is a very popular destination to move to for many of those seeking an easy commute into the heart of London, whilst avoiding the hustle and bustle city living provides.
There are however, a number of considerations that should be kept in mind when buying a property in Berkshire or elsewhere. Adjacent county–based company RJ Acoustics (http://www.rjacoustics.com/) have provided a few of the most important tips to consider when moving to a new home.
Can You Afford it and Should You Buy?
In the UK, there is a strong mentality of buying a property as soon as possible in order to own your own home. In principle, this is usually very wise and can, in the long run save thousands of pounds of hard earned money that would otherwise have been spent on rent.
For many, buying a property seems to be a no brainer. However, it is very important to take a step back and address your individual circumstances and income. Ask yourself the question: ‘Can I afford the property in the long run?’
It is crucial to consider whether you feel you are suitable for a mortgage before even looking at banks and brokers. If you don’t feel 100% comfortable, it may well be worth waiting a bit longer to take out a mortgage.
Assess the Property Properly
It is very exciting seeing your soon to be new home for the first time. However, don’t let your excitement and eagerness to get your own home cloud your judgement. Take the time to check things such as the property’s Energy Performance Rating by requesting to see the Energy Performance Certificate (EPC).
You may also want to check (especially for new builds) whether the property has passed Air Tightness Tests that should be carried out on all new builds prior to anyone moving in. These details are important as they ensure that your future home is energy efficient, comfortable and less likely to give you a headache in the future due to avoidable work you may otherwise need.
What’s the Neighbourhood Like?
This might appear obvious. However, just as with energy efficiency and the general state of the property, it is easy to overlook the neighbourhood due to the excitement of actually getting the property at all. Before going for the viewing, take the time to go for a walk or a drive and see what the local area has to offer.
It is also good practice to speak to people before even seeing the area and doing some of your own online research to check what is around you in the area you may soon be calling ‘home.’ Are there good provisions and local amenities such as schools, cafés, leisure providers, restaurants and other things you may be looking for?
You should also take into account the safety and crime record of any area you choose to move into. An area like Berkshire, compared to say London, has much lower crime rates and you should take this all into account, which in turn will ensure you don’t get any unwanted surprises once you are all settled and moved in.
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